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Recent Articles

Feb
21
2018
The Facts About Refinancing Into A New 30-Year Loan Term
Is refinancing your 30-year mortgage a good idea?  That's the question we've been getting lately. It's no wonder! Current mortgage rates are excellent, making homeowners take a second look at their existing home loans.  If refinancing your 30-year mortgage to lower your...
Feb
14
2018
What's the Difference Between Hazard Insurance and Homeowner's Insurance?
You'll likely hear the term ‘hazard insurance’ when you're applying for a home loan. Hazard insurance is not a separate insurance policy but rather part of your homeowner's insurance policy. How much coverage and the cost of coverage varies, but every mortgage will...
Feb
07
2018
Getting Ready to Buy Your First Home
Congratulations! Deciding to buy your first home is exciting --although, we understand that sometimes it can be confusing.  That’s why we make applying for a home loan fast and stress-free. And with some preparation, it can be even faster!  Look over the checklist to...
Jan
31
2018
How To Qualify for a Fannie Mae Loan To Buy An Apartment Building
You have several options for commercial loans, however, we're going to focus on buying an apartment complex with a Fannie Mae loan.  Fannie Mae is a popular government-backed loan with rates that are typically lower than other property loans. This mortgage program can be used for...
Apr
24
2017
Moving from Maryland to Florida?
Moving from Maryland to Florida? Moving from Maryland DC area to Florida? We can help!  First Home Mortgage and The Bourdelaise Team are fully licensed with branches in both states. Why is working with a local lender important? There are many programs on the individual state...
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